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Why choose Paisawaala?

Fast, easy and smart financial solutions for everyone!

Compare & pick the Best Loan

Instantly view loan options side-by-side and pick the one that fits your needs.

Know your chance to Approval

Check your eligibility upfront without affecting your credit score.

100% Digital Loan journey

From application to disbursal — everything is 100% online and paperless.

Paisawaala is just too good right?

Yes found it just in time now we dont have to wait to achieve our dream

35+

Partner Lenders

50L

Maximum Loan Amount

24-48hr

Disbursal Time

10.5%

Starting Interest Rate

Your loan in 4 simple steps

Simplifying your loan processing journey.
1. Provide Details

Share your loan amount, income, and city to get started smoothly.

2. Verify Eligibility

Instantly verify your details to see eligible banks and offers.

3. Get Loan Instantly

Apply online and receive the approved loan amount directly in your account.

4. Compare Options

Explore multiple loan options and choose the one that suits you best.

Trusted by millions across India

50M+ customers,₹40,000 CR+ disbursed, Rated 4.5/5 by satisfied users nationwide

Prachi Desai

Paisawaala helped me secure funds for my home renovation with easy steps, minimal paperwork, and a very low interest rate. Truly a smooth loan experience.

Sudhanshu Tripathi

Amazing service! Paisawaala provided me with great personal loan choices, and I even received pre-approved offers from many lenders. Very satisfied overall.

Rahul Sharma

A friend suggested Paisawaala for a personal loan. I doubted online services, but they proved reliable and accurate. Now I confidently recommend them to all.

Priya Nair

The team is friendly and very transparent, offering suitable loan options based on customer needs. They stay supportive throughout the entire loan process.

Amit Verma

I took my personal loan from Paisawaala. Approval was quick, interest rate was good, and the whole process was smooth. I’m pleased and will refer them to others.

Neha Singh

I urgently needed ₹5 lakh for medical costs. After completing the Paisawaala digital process, the loan was credited in just two hours. Truly thankful to the team.

Getting started: Your key questions, answered.

Loans can feel complicated - we make them simple. Here are the answers you need before you apply.
What is PaisaWaala and how does it work?

PaisaWaala is a digital financial marketplace that helps users compare and apply for loans, credit cards, and other financial products from multiple banks and NBFCs in one place.

How does Paisawaala help me get a loan?

Paisawaala allows you to check your eligibility, compare interest rates and offers from various lenders, and apply online instantly for personal, home, car, or business loans.

Is applying through Paisawaala safe?

Yes, Paisawaala uses advanced encryption and data security measures to protect your personal information. Your data is shared only with trusted financial partners for processing your application.

Do I need to pay any charges to use Paisawaala?

No, using Paisawaala to compare and apply for financial products is completely free for customers. The platform earns commissions directly from partner banks and NBFCs.

Can I apply for multiple loan offers at the same time?

Yes, you can compare and apply for multiple pre-qualified offers from different lenders through Paisawaala. However, it’s recommended to choose the best offer that suits your repayment capacity to avoid multiple hard credit checks.

How long does it take to get loan approval through Paisawaala?

Loan approval time depends on the lender and your profile. Some partners offer instant approval and same-day disbursal for eligible applicants, while others may take 24hrs–48hrs working days.

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